How does Social Security work with FERS?
Get Your Free Consultation
Talk one-on-one with a licensed financial professional who specializes in federal benefits. Completely free, no obligation.
By the OnPAR Federal Retirement Education editorial team · Last updated
FERS employees pay into Social Security and earn regular Social Security benefits, payable as early as 62. Your FERS pension is not reduced by Social Security, and the WEP/GPO offsets were repealed by the Social Security Fairness Act (they mainly hit CSRS).
The 2027 Social Security COLA is 3.6% (announced Oct 14, 2026).
