What is the difference between deferred and postponed FERS retirement?
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By the OnPAR Federal Retirement Education editorial team · Last updated
Deferred retirement is for people who leave with at least 5 years but are not eligible for an immediate annuity; the pension starts later at 62 (or MRA with 30, 60 with 20), and FEHB generally does not continue. Postponed retirement is for MRA+10-eligible people who delay the start to avoid the age reduction, and FEHB/FEGLI can be restored when it begins.